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Bad Habits

Rent vs. Buy financial simulator

By The Money Analyst October 19, 2026 —

Rent vs. Buy Financial Simulator

Rent vs. Buy

Pro Simulator

Comprehensive 10-to-30 Year Net Cost, Tax & Opportunity Cost Engine

Presets:

Simulation Horizon

10 Years

1 Yr 5 Yrs 10 Yrs 20 Yrs 30 Yrs

Home Purchase Price

Down Payment

$100,000

Mortgage Interest Rate

Loan Term P&I: $2,528/mo

Property Tax / Yr 1.20%

Appreciation / Yr 3.8%

Monthly HOA ($)

Home Insurance ($/Yr)

Maint. (%/Yr)

Buying Close %

Selling Close %

Writes about markets, crypto and the money mistakes that quietly drain your net worth. Practical financial education with examples you can check.