Latest
Loading...

The $85K Exit: Why “Timing the Market” is Still Crypto’s Funniest Tragedy

BY The Money Analyst // January 20, 2026

 We’ve all been there. You’ve stared at the charts for weeks, your nerves are frayed, and you finally decide to be the "responsible adult." You sell your Bitcoin at $85,000, patting yourself on the back for locking in gains and "playing it safe."

Then, Monday morning hits. You open your phone, and Bitcoin is screaming toward $95,000.

The collective roar of Crypto Twitter is instantaneous: “Bro, shoulda HODLed!” ---

The Myth of the "Perfect Exit"

In the current January 2026 market, where the Fed has us in a "Freeze Frame" at 4.25%, price action feels more like a psychological thriller than a financial market. Many traders are trying to scalp the tops, but as this week proved, timing the market is like throwing darts blindfolded. When you try to outsmart the cycle, you often end up:

  • Paying more in taxes: Frequent trades eat into your actual take-home profit.

  • Chasing the pump: Sellers at $85K are now FOMO-buying back in at $94K just to "stay in the game."

  • Emotional Exhaustion: The stress of missing a $10K candle is often worse than the stress of a 10% dip.



Why HODLing is the Ultimate 2026 Strategy

While the "Shoulda HODLed" meme is hilarious when it's happening to someone else, it carries a deep truth. In a world of sideways "bleh" and sudden spikes, the simplest strategy remains the most effective.

"Market timing is a fool's errand. Time in the market beats timing the market—especially when Bitcoin is knocking on the door of six figures."

The Lesson: Keep Calm and Carry On

If you missed the jump from $85K to $95K, don't let the "eye-rolls" get to you. Every cycle has its casualties of caution. The lesson for the rest of 2026 is clear:

  1. Zoom Out: On the 1-year chart, these $10K fluctuations are just noise.

  2. Trust the Thesis: If you believed in BTC at $50K, why doubt it at $85K?

  3. Automate: Use DCA (Dollar Cost Averaging) to remove the "sell" button from your emotional vocabulary.


The Verdict: Don't Be a "Shoulda" Trader

Bitcoin at $95,000 is a massive milestone, but it's also a reminder that the "safe play" isn't always the smart play in crypto. Hold tight, ignore the noise, and for the love of Satoshijust HODL.